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Insurance for personal assistants

anaqianaqi Member Posts: 54 Courageous
I'm thinking about buying my own car.  I can't drive so I would rely on my husband and my personal assistants doing the driving for me.  

Can anyone recommend an insurer who could cover my personal assistants driving my own car?

Thanks!

Replies

  • Sam_ScopeSam_Scope Member Posts: 7,732 Disability Gamechanger
    Can anyone help @anaqi ?
    Scope
    Senior online community officer
  • CockneyRebelCockneyRebel Community champion Posts: 5,259 Disability Gamechanger
    If your PA's have their own car, they maybe able to drive your car on their policy. Other wise it is just a matter of adding them as additional drivers.
    try any of the comparison sites to get quotes

    CR
    Be all you can be, make  every day count. Namaste
  • foxukfoxuk Member Posts: 93 Courageous
    If it is one or more assistants that are constant they are simply named drivers on your policy.
    Personally I would get your husband to register as the keeper and to insure the car - probably as a second car at a reduced rate. Then he can add named drivers to this policy.
    This is one instance where I would use a broker for individual advice for at least the first year. After that when you know exactly how things work the comparison sites are there. BUT after using the sites check with the chosen insurer direct and tell the 'advisor' that you know they can drop the price. We saved 20% on our house insurance this year by using that trick (with the same insurer).
    Good luck,
    Jon
  • Blue FrogBlue Frog Member Posts: 373 Pioneering
    There is a broker called Fish Insurance who specialise in policies for people with disabilities and they have cover for carers. 

    Could you get a motability vehicle as that can include cover for several carers as well as family. 

    Do you know if you buy your own car and it is just for your use you can get free road tax :) 
  • CockneyRebelCockneyRebel Community champion Posts: 5,259 Disability Gamechanger
    Blue Frog said:
    There is a broker called Fish Insurance who specialise in policies for people with disabilities and they have cover for carers. 

    Could you get a motability vehicle as that can include cover for several carers as well as family. 

    Do you know if you buy your own car and it is just for your use you can get free road tax :) 
    This only applies if in recipt of enhanced mobility
    standard mobiliy entitles you to half price tax
    Both should entitle you to a Blue badge

    CR
    Be all you can be, make  every day count. Namaste
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