I’m very confused and really need some advice. Me and my girlfriend would love to move in together but we think it will affect us financially so we won’t be able to do it. Here are the vital details:
I’m on PIP (higher rates) and ESA (Work related activity group) but I’m thinking that at some point my mobility will go down to basic rate. At the moment I have £178.80 each week, which eventually may be reduced to £156.80. I don’t think it’s important but I will tell you anyway, I have autism, mental health problems, osteoporosis, fibromyalgia, and I’m recovering from anorexia. I don’t receive any other benefit, such as housing benefit.
My girlfriend is a part-time student (7 hours a week) and works part-time at 16 hours 30 minutes a week and earns £118 per week.
If we move in together will my benefit be reduced, if so, by how much? Would we be able to claim housing benefit?
My girlfriend is struggling with her course/work though as she has a significant mental health problem, diabetes, PCOS and women’s issues. If she were to claim PIP and ESA would we be able to get housing benefit, and how would her claim affect my already up and running claim?
We love each other very much but have been hitting our heads against a brick wall trying to get answers to our complicated situation.
If she manages to continue work/study but claimed PIP, would she be able to claim working tax credits- disability, and would this affect my benefits too?
I think the biggest issue is being able to pool our resources to cover rent, bills, food etc. We worked out we’d need £220 per week to cover everything, without housing benefit, but if they slashed my benefits because of her income and we weren’t entitled to housing benefit I don’t think we could cover this. Could you please help? I would really appreciate it!