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Help with terrible finances

les62les62 Posts: 2Member Listener
edited October 2018 in Finances and extra costs
Hello everyone

Replies

  • les62les62 Posts: 2Member Listener
    I'm hoping there is someone that can help me with my terrible finances as I'm sinking fast as I'm unable to call companies on phone as its broken an unable  to leave the house because of anxiety.  Please help 
  • Ami2301Ami2301 Posts: 5,812Community champion Disability Gamechanger
    Hi @les62 welcome t9 the community!

    Sorry to hear this, is there an email you could contact them on?
    You're a fighter. Look at everything you've overcome. Don't give up now!
  • thespicemanthespiceman Posts: 5,392Community champion Disability Gamechanger
    Hello @les62   Pleased to meet you.

    Sorry what has happened. You could Email them for support. As my friend @Ami2301 says.

    Have you any support?   Do you have neighbours or friends can help. I know fear of anxiety I have this myself and wondering how can we as a community advise. You could order a new phone on line. Mobile one . Then could arrive by tomorrow by then . Set up account with mobile company then you have a new phone.

    Do know could do that . All depends how much money you have. Do you have enough to do this.?

    Do you have the essentials food and items to make a meal with to live on.?

    I am one of the community champions on the forum.  As is my friend @Ami2301 . Being a weekend concerned.

    Hope to speak to you soon.

    Take care

    @thespiceman
  • topshoestopshoes Posts: 443Member Pioneering
    edited October 2018
    welcome @les62 im so sorry to hear this, what is broken land line phone or mob ,have you got pc where you can email them ,  
  • Sam_ScopeSam_Scope Posts: 7,732Administrator Scope community team
    Hi @les62

    Welcome to the community, I am sorry to hear you are struggling and I hope we can help. As others have suggested, could you email the companies?

    I found a not for profit agency who can help with debt and their email addresses, you could think about chatting with them? 

    Debt Support Trust 
    The Debt Support Trust is a not-for-profit debt advice charity covering England, Wales, Scotland or Northern Ireland via its phone, email or online debt analyser tool.

    There may be a local debt help agency in your area. If so, check it is not-for-profit or a charity before signing up.

    Community Money Advice: It has a map showing where you can get face-to-face debt advice – see if there's one in your area. 

    Money Advice Service: Its debt advice locator helps you search for a debt advice service near you. 

    The information above comes from the MoneySavingExpert website.


    We have some advice around money and finances that could help.

    Work out your budget

    Use our Budget planner to work out how much money you have coming in and what you’re spending it on.

    The first step to taking control of your money is working out your living costs, including knowing what’s coming in, what’s going out and when.

    Making a budget gives you a clear picture of where your money goes and shows you where you might have a chance to save money.

    It will also help you see whether you’re living within your means.

    For more on budgeting and money management, read our Beginner’s guide to managing your money.

    Claim all the benefits you’re entitled to

    It’s easier than you might think to check that you’re getting all the benefits you’re entitled to if you’re on a low income.

    Some benefits are one-off payments to help with a particular set of circumstances like cold weather.

    Others, such as Income Support, top up your regular income.

    Follow the link below for an overview of what’s available and how to find out if you’re missing out.

    Read our guide to Make sure you’re getting the right entitlements.

    Budgeting Loans

    If you’re on a low income and claiming benefits you might be able to get an interest-free Budgeting Loan from the Social Fund.

    This can help with things like:

    • travelling expenses
    • clothing or footwear
    • furniture or household equipment
    • money to help you look for or start work
    • improving, maintaining or securing your home
    • advance rent or removal expenses for a new home.
    Find out about Budgeting Loans and get an application form on the GOV.UK website.
    Learn more about the Budgeting loans and Budgeting Advances on Turn2us’ guide to What is a Budgeting Loan/Advance?.
    Scope
    Senior online community officer
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