Employment and careers
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National Insurance contribution for State Pension ?

saukot100saukot100 Member Posts: 1 Listener
edited January 2019 in Employment and careers
Hi. I am 35 yr old diagnoised and treated for a rare type of Cancer a year ago. I have recently started claiming basic PIP. I have recently also taken up part -time employment locally that pays some of my bills. My question is how much and if I should contribute to NI for last one year when I was unemployed. I have 3 years of NI contribution historically but last year as I had no earnings I did not pay NI. To qualify for new state pension in future do I need to pay £14.65 a week as voluntary class 3 contribution ? that is a ridiculous amount for the year. Any advice will be highely appreciated. Thank you.

Replies

  • Pippa_ScopePippa_Scope Member Posts: 5,856 Disability Gamechanger
    Hi @saukot100, and a warm welcome to the community!

    Thanks for sharing this with us, and I'm sorry to hear of your diagnosis. I'm afraid I'm not sure of the answer to this myself, but we have some really knowledgeable community members who will hopefully be in touch soon and able to advise.

    I wonder if @Gill_Scope could offer any guidance here?
  • Sam_ScopeSam_Scope Member Posts: 7,732 Disability Gamechanger
    Hi @saukot100

    Check your National Insurance record to find out:

    • if you have any gaps
    • if you’re eligible to pay voluntary contributions
    • how much it will cost

    You may also be eligible for National Insurance credits if you claim benefits because you can’t work, are unemployed or caring for someone full time.

    Scope
    Senior online community officer
  • poppy123456poppy123456 Community champion Posts: 20,634 Disability Gamechanger
    Hi,

    You need 35 qualifying years of NI to get the full new state pension. Check your NI record in the link above and it will tell you how many more years you need and how many years you already have.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
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