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Can they close my ESA account ?

Iv now moved to wales from manchester im on income related ESA  they have now asked for all paperwork regarding my house sale apart from ESA im on severe disability payment and aslso pip an iv got a car.
I know they are going to stop all my benefit as iv got £39.000 in bank from my house sale i was advised on here to tell them not to close my ESA account to keep it open and pay my stamp ?? Can they still close it if they want too ?? Thanks 

Replies

  • wilkowilko Posts: 1,514Member Chatterbox
    @maggieomx, as you are over the savings threshold this may come into play plus the fact that you have moved to Wales they may not have reciprocated benefits as the UK. As regards your PIP the two benefits are not related and should affect each other. You must contact DWP for an explanation of your situation since your move to Wales keep the community updated this could be an interesting outcome.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Yes i understand the xcess money in my account will stop my esa benefit.
    But i was advised on here they must keep my ESA account open to pay my stamp into.
     Im also on severe disability payment .
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    SDP is part of income related ESA and all payments for ESA will stop providing all your ESA is income related. Yes you can still keep your claim open to receive your NI contributions towards your state pension, if you still need to. It will be worth checking your state pension to see how much more contributions you need because keeping your claim open you will still have to go through all the re-assessments as normal. At this point it will be worth speaking to an advice centre near you. 
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Thankyou poppy x
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Poppy who pays my NI contributions into my ESA  account ??
    Them or me ??
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    DWP pay them to HMRC they are NI credits towards your state pension only! 
  • woodbinewoodbine Posts: 33Member Whisperer
    You only need 35 years NI credits now for the full state pension.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Hi all moved from manchester to wales was on ESA  iv finaly moved told Dwp iv sold my house got money in my acount from the sale they ask for paperwork regarding sale/proof of my house sale asked for a bank statement to show what money has finally gone in my bank account i.know i wont get esa due to money in my account.
    I was advised to tell DWP to keep my ESA account open to pay my pension stamp  which i did.i sent all this paper work to them near 3 weeks ago but have not heard anything back from them how long must i wait to hear back from them ?? 
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    Are you still receiving money from ESA or has that stopped?
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Yes im still getting a lower ammount of ESA than i was doing.
    But today i recieved a capability of work questionaire form ?? 
    If they are stopping my ESA as iv got over £30.000 in the bank from sale of house why do i need to fill in this form ?? And maybe go on a f2f exam ??.
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    You need to ring DWP to check if you were receiving Income related or Contributions based because if all your claim was income related then all of your money should have stopped by now. If it was part contributions based you were receiving then you will be entitled to approximately £110 per week because savings won't affect that.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    It sounds like its contributions as im getting £223 per fortnight i think ? Il check when i get in ?
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Will i need to go for the f2f exam ??
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    maggieomx said:
    Will i need to go for the f2f exam ??
    Yes, you will need to fill the form out and return it with all your evidence and a face to face is most likely.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Hi poppy just checked i get £223.30 per 2 weeks ?
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    Could be contributions based but you'll need to ring to check just to be sure.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Iv been granted P.I.P till 2027 would this change things about having to have the f2f assessment ?
    i near had a break down worrying about my p.i.p one??
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    maggieomx said:
    Iv been granted P.I.P till 2027 would this change things about having to have the f2f assessment ?
    i near had a break down worrying about my p.i.p one??
    No because they're different benefits. You can send your PIP assessment report and decision letter as evidence, it may help. I'm not saying it will for sure but there's no harm in sending it.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Iv just got in contact with DWP and the lady said im on CONTRIBUTION BASED   ESA  
    what does that mean please ?? Does it affect the money i have in my account ??
    Thankyou x
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    It means that your savings don't affect this and you'll still receive the amount you're receiving now, which is £223.30 every 2 weeks.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Is this a good outcome ?
    I thought id lose my esa coz of the money in the bank not get more ?
    She said theres no end date ???
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    When you first asked the question a couple of months ago i remember asking if part of your claim was Contributions based or whether all of it was Income related. You said you thought it was all Income related, so the advice was that all your money would stop because of your savings.

    As you were claiming Contributions based with an Income related top up then you get to keep the contributions based part and just the income related will stop. This means you'll continue to receive the amount you're receiving, which is a reduction because of your savings. The amount you would have been receiving before you moved would have been more.

    Contributions based isn't means tested and you'll continue to claim this for as long as you remain in the Support Group. If you're moved to the WRAG then it's only payable for 365 days.

    The form you received for the work capability assessment will need to be returned no later than the date stated on the letter. You'll need evidence to support your claim and a face to face assessment is most likely because most people have them.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Now can i stop worrying about my money in my bank and collecting every receipt as my esa account isnt means tested ??my daughter needs a loan of £3,000 to pay off a debt accrued  by her ex boyfriend 
    Can i lend this her without worrying ???
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    Your Contributions based ESA is not means tested. This means that any savings/capitol or any other income you have is not counted. This means you can do what you want with your money because it doesn't make any difference to the amount of ESA you're receiving.

    However, if anytime in the future your savings drop below £16,000 and you re-apply for the Income related top up (extra money on your existing ESA) then they may want to know what you did with the money for it to drop below £16,000.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Hiya does nothing go easy ?
    My pip was reviewed on 19th march saying nothi g had changed and il stil get my pip as im regostered disabled  .
    i got a letter now for the esa work capability test 
    Just been to doctors to get some more evidence as i came out of a double fractured pelvis which DWP dont know about so drs receptionist said she would send me last 2 years medical records but when she looked on computer my medical records from manchester have not arrived in wales and could take up too 3 months to arrive in wales.
     so wont be able to send any info to the work capability people  any idea what i should do ????
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    It's perfectly normal for medical records to take that long to be sent from one GP to another. You could ring your old GP and ask if they still have them.

    May i ask what evidence you used for your PIP review? As that was fairly recent. Do you not photo copy the evidence you have before sending it to DWP? I always keep all my evidence in a folder so that i always have it ready when ESA and PIP are reviewed.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    When i went for my dla to pip assesment 3 years ago they had 108 pieces of evidence copied when i went and i won .
    i got this new renewal letter  in march saying they had look at my pip again and it hadnt changed and i didnt even know it was being done  ????
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    That was because they most likely used your DLA file as evidence for your PIP claim. PIP and ESA are different benefits and they don't look at PIP evidence when reviewing ESA. They also very rarely contact anyone for any evidence.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Thats why i want to get my medical records as i have evidence of my double fractured pelvic and also me being diagnosed with osteo arthritis and rhumatoid arthritis i know i wont have it by 7th june when form needs to be in ? Do you think i might get a while longer to send forms and evidence to them ?
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    Please be aware that it's not about a diagnosis, it's how those conditions affect your ability to do any type of work. The diagnosis of those conditions isn't going to tell them how you're affected by those conditions.

    There's no extension of time to return the ESA50 form and it must be returned no later than the date stated on the letter. If it's not returned by that date then you'll be found fit for work for failing to return the form.

    It will be worth knowing the reasons why you were placed into the support group the last time and if that still applies then you'll know what to concentrate on when filling in the form. If it was mobilising then they will also take into consideration your ability to use a self propel wheelchair. See Support Group descriptors in this link. https://www.benefitsandwork.co.uk/employment-and-support-allowance/esa-glossary/1353-support-group-descriptors

    If the decision is to place you into the WRAG then because you're claiming Contributions based ESA then this will only be paid for 365 days and then it will stop. As you have savings over £16,000 then you won't be entitled to claim Income related ESA.

  • maggieomxmaggieomx Posts: 95Member Whisperer
    Hi poppy as you know i have money in my account from sale of my house im on CONTRIBUTION ESA. £223.30 per 2 weeks .can you tell me how this £223.30 is made up with ?
    I was on ESA with SDP id like to know if iv lost that ?
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    That amount will be £73.10 because you're a single person. Then £38.55 for being in the Support Group. Added together is £111.65 per week Contributions based. Which is £223.30 every 2 weeks.

    You lost the SDP and the other disability premium (approximately £82 per week) because your savings are more than £16,000 and you're not entitled to the premiums because they are means tested.

    You're still entitled to the £223.30 which is a very good thing. If your claim had been all income related then you would have lost it all.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Im not being greedy i wanted to.know how my payment was made up thats all.
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
    I never said you were, i was just explaining it to you.
  • maggieomxmaggieomx Posts: 95Member Whisperer
    Poppy i didnt think you was?
    I am greatfull you have explained it to me thankyou.
  • poppy123456poppy123456 Posts: 9,210Member, Community champion Brian Blessed
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