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help towards my pension?

Rainbow62Rainbow62 Posts: 2Member Listener
I’m 56 and cannot work due to Fibromyalgia and Polymyalgia.  I get PIP and do not get any benefits because my family income is too high which means my NI contribution doesn’t get paid.  This means I get no help toward my pension.  Is there anything I can do about this?


  • thespicemanthespiceman Posts: 5,355Community champion Disability Gamechanger

    Hello @Rainbow62   Pleased to meet you welcome.

    Thank you for joining and sharing.

    I am one of the team of community champions. We guide, advise and help new members who join the forum.

    Thank you for your question. I do not know. Understand the problems and issues. There will be members of our team or a member of our community.

    Be able. advise you.

    I would suggest speak to CAB.  They have knowledge, experience of any benefit and pension.

    Hope that helps.

    Please take care.


  • atlas46atlas46 Posts: 827Community champion Pioneering
    edited April 30
    Hi @Rainbow62

    A very warm welcome.

    I am almost certain, though ESA is not in pay, you are still entitled to NI credit.

    Take a close look at the letter from the DWP about your ESA claim.

    I am tagging your post for @poppy123456, she is more expert than me.

    Hope this helps.
  • atlas46atlas46 Posts: 827Community champion Pioneering
    edited April 30
    Hi @Rainbow62

    Just another suggestion for you to consider.

    There was big changes to the State Pension In 2016, a reduction in qualifying years and increase in basic pension.

    To find out how these changes affect you, you can call the Future Pension Centre on 0800 731 0175.

    You ask for a pension forecast and it will be posted to your home.

    Let us know how you get on.

    My wife did this last year and she was pleasantly surprised.
  • Rainbow62Rainbow62 Posts: 2Member Listener
    i have now found out that I qualify for a full state pension so that takes the worry off.  Thank you all so much for your help and I will be following up your suggestions 
  • poppy123456poppy123456 Posts: 15,044Community champion Disability Gamechanger
    edited May 1

    I'm sorry, i didn't see this until now. Yes indeed you now only need 35 qualifying years of NI contributions for state pension. I'm glad you're all sorted Rainbow62. :)
  • Adrian_ScopeAdrian_Scope Posts: 4,475Administrator Scope community team
    Glad to hear your pension is sorted @Rainbow62! :)
    Senior Online Community Officer
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