If we become concerned about you or anyone else while using one of our services, we will act in line with our safeguarding policy and procedures. This may involve sharing this information with relevant authorities to ensure we comply with our policies and legal obligations.
Find out how to let us know if you're concerned about another member's safety.
Find out how to let us know if you're concerned about another member's safety.
Budgeting on Universal Credit - Any tips Guys ?
Options
katiesymon
Community member Posts: 59 Connected
Hi Guys, Hope all is going well for everyone. I wondered if you had ideas about making it through on your individual budgets. I have a few strategies I thought I would share. One of them is I mostly shop online. I have written a small excel spreadsheet budget, which I toggle through during the month. Basically I withdraw cash for bus fares, paying cash at the post office for bills. That's my cash drawings. Then the rest is online bills, council rent, taxes - what is left is divided into food and if I need any clothing item. We all need socks replaced and so forth. I can toggle something - I find Asda Online Groceries brilliant. The Smart price, brand is so cheap if you type smartprice and then when up sort by low price - you'll be amazed spaghetti starts at 15 pence, lemonade 17pence. Basically I can do groceries about £50-80 a month this way and Asda allow you to juggle around with it a few weeks before hand and edit your food plan before buying so I peruse it the night before and select the cheapest delivery fee £2. I freeze cheese (cut it into desired amounts bag and freeze, put rest in fridge) mozzarella 45p and milk and bread, (save the bottles and use them to split the large milk) but sometimes buy milk powder (you can freeze that too if opened) and reduced milk in the can for emergencies. Canned tomatoes 38 p or 55p (cant remember) can be made into sauces on pasta 22p, with a shake of basil so give it a try, you'll be amazed at what you find. 2 chicken kievs for 89p. Once I got the hang of it I could build up on stores. After delivery I do not need to go to the store again. Use You tube for tips on food storage or cooking as you can make a nice flatbread from flour and water (toss in garlic or even rosemary if you like) it cooks dry without oil in a frypan. 1 small pot of yoghurt with milk in the slow cooker makes more yoghurt. I save all milk cartons and fill with rice, lentils and pasta for clean secure storage. Any left over money I transfer to a bank account with no debit card and I can pull it back to the main account if I need it later in the month. The bus fares sit in a jar at home and I usually get the required coins from the Post Office when paying bills. Have you any ingenious tips or recipes we can share ?
Comments
-
Great idea for a thread @katiesymon!
We've recently returned to using cash for things, it's amazing the difference it makes to the budget.
How do you find the kievs at Asda? We use a lot of smart price/value range products but haven't tried these.Community Manager
Scope
Brightness
Categories
- All Categories
- 13K Start here and say hello!
- 6.6K Coffee lounge
- 103 Games lounge
- 416 Cost of living
- 4.3K Disability rights and campaigning
- 1.9K Research and opportunities
- 199 Community updates
- 9.3K Talk about your situation
- 2.1K Children, parents, and families
- 1.6K Work and employment
- 776 Education
- 1.7K Housing and independent living
- 1.4K Aids, adaptations, and equipment
- 615 Dating, sex, and relationships
- 363 Exercise and accessible facilities
- 737 Transport and travel
- 31.5K Talk about money
- 4.3K Benefits and financial support
- 5.2K Employment and Support Allowance (ESA)
- 17K PIP, DLA, and AA
- 4.9K Universal Credit (UC)
- 6.3K Talk about your impairment
- 1.8K Cerebral palsy
- 868 Chronic pain and pain management
- 180 Physical and neurological impairments
- 1.1K Autism and neurodiversity
- 1.2K Mental health and wellbeing
- 319 Sensory impairments
- 824 Rare, invisible, and undiagnosed conditions
Complete our feedback form and tell us how we can make the community better.
Do you need advice on your energy costs?
Scope’s Disability Energy Support service is open to any disabled household in England or Wales in which one or more disabled people live. You can get free advice from an expert adviser on managing energy debt, switching tariffs, contacting your supplier and more. Find out more information by visiting our
Disability Energy Support webpage.