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Saving for disability related equipment ignore in means tested benefits
About me. T4paraplegic, bunch of other issues. Own house paid for, and adapted. I use a US built drive fro wheelchair minivan. Its 13 years old. I want a new one. I do not want loans, motobility, etc as I do few miles, and look after vehicles. Because I need a DRIVE FROM WHEELCHAIR van, for a normal full sized rehab style chair theres really only around 2 solutions. In both cases about 50 to 65K... So I need to save for a few years. At least!
So... I get direct payments for care (means tested). I get the usual PIP, and ESA support group. I get council tax discount, and pay some towards my care.
I realise savings of 6k or higher would cause me to lose various benefits etc. But I read somewhere that savings for a disability adaptation, disabled adapted vehicles could be ignored if agreed in advance. So the savings for that would be ignored. Question is who do you ask, is this correct, and how exactly do I deal with it. Because they have no problem with you getting ripped off for finance, and so doing the thing sensibly obviously works out better for everyone other than the lender! So any advice?