What's a good way to get mortgage advice? — Scope | Disability forum
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What's a good way to get mortgage advice?

ESABenefitsUK123
ESABenefitsUK123 Community member Posts: 66 Courageous
When I mean "What's a good way to get mortgage advice", I mean for someone who is not working due to health problems, and also, would like to see if there's any way that I could get some kind of mortgage using my benefits payments.  Thanks a lot for any comments.

Comments

  • Adrian_Scope
    Adrian_Scope Posts: 10,821 Scope online community team
    Hi @ESABenefitsUK123.
    We have some information about getting a mortgage using benefits on our website, but there's also some on Money Advice Service.
    I hope they help!
    Community Manager
    Scope
  • April2018mom
    April2018mom Posts: 2,882 Disability Gamechanger
    You might also want to talk to your bank. 
  • Noir123
    Noir123 Community member Posts: 2 Listener
    My best friend suggested I invest in buying a property with her to live but I know I couldn't be named on a mortgage. If I decided to do that and was named on the deed house to share would I still be able to keep my benefits. We have know each other from childhood and i trust her, though I would like to know my legal rights as a disabled person, I don't know how this would work. I have little savings under 3 thousand. I have pip also.

    Kind regards
    Julie
      
  • poppy123456
    poppy123456 Community member Posts: 53,338 Disability Gamechanger
    Noir123 said:
    My best friend suggested I invest in buying a property with her to live but I know I couldn't be named on a mortgage. If I decided to do that and was named on the deed house to share would I still be able to keep my benefits. We have know each other from childhood and i trust her, though I would like to know my legal rights as a disabled person, I don't know how this would work. I have little savings under 3 thousand. I have pip also.

    Kind regards
    Julie
      
    Why do you think you can't be named on a mortgage? Property you live in is disregarded for all means tested benefits. How are you planning on finding the money to invest in a property with your friend? Obtaining a mortgage while claiming benefits is very difficult.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • Noir123
    Noir123 Community member Posts: 2 Listener
    So I can be named on the deed? I have severe anxiety I over analyse everything.  I have savings under 3 thousand I was going to gift it to my friend  

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