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Can you get ESA and still get your private pension

gavler09gavler09 Posts: 1Member Listener
please can some one help me with somethink can you get ESA and still get your private pension 


  • poppy123456poppy123456 Posts: 14,988Community champion Disability Gamechanger
    HI and welcome,

    It will depend what ESA you're claiming. If it's Income related then your pension will be counted as income £1 for £1.

    If it's Contributions based then anything under £85 per week is disregarded. For anything over this amount then you will lose 50p for every £1 over that amount.

    If it's Contributions based with an income related top up then you will lose all or part of that top up.

    Also if you receive a lump sum this will affect any means tested benefits you claim, if the lump sum is over £6,000 you will lose £ for every £250 over that amount. Anything over £16,000 and you won't be entitled to any means tested benefits.

    Either way, you need to report all changes to DWP and also to your local council if you receive a lump sum that brings your savings over the above amounts.
  • Adrian_ScopeAdrian_Scope Posts: 4,408Administrator Scope community team
    Welcome to the community @gavler09. I hope @poppy123456 has been able to help with your query but if you do have any further questions please don't hesitate to ask. :)
    Senior Online Community Officer
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