ESA and PPI
Options
Kathytim
Community member Posts: 1 Listener
Its hard to give thia description, so here goes. Before I met my husband back in 2006, he had taken a loan out. We married in 2010 I was the sole wage earner. Due to circumstances I ended up having to leave( I worked in McDS) Last year they put me on disablity ESA. I think my husband filled in some paper work back in 2014., that he had forgotten about. The short of it is my husband had a letter last week to say he was entitled a PPI payment of over £8000. As it is in my husbands name for something that happened before we met would this affect our ESA. We have proof of year for the loan and our marraige certificate. TY
Comments
-
Hi and welcome to the community, I am not too sure about the answer to your question but I would think if it is a joint claim for benefits then the money would be taken into account, but the effect this would have on your benefits Im not sure.
There will be other members who can advise you better , I just wanted to say Hi -
Hi @Kathytim first question has to be will he get the £8k, sometimes its used to pay off the debt if it still exist. Second question is are you receiving Income based or cont.based ESA?
If its income based then the £8000 would be counted as capital. do you have other savings? IR ESA will be reduced by £4.35 for every £250 over £6,000 so e,g £10,000 capital would mean benefit being reduced by £69.60 per week, of course once capital reduces below £6k benefits would return to what they were, but keep in mind you can't just blow the £ to get more benefits.
HTH2024 The year of the general election...the time for change is coming 💡 -
Welcome to the community @Kathytim! How are you getting on?
Scope
Brightness
Categories
- All Categories
- 13.4K Start here and say hello!
- 7.1K Coffee lounge
- 107 Games lounge
- 486 Cost of living
- 4.6K Disability rights and campaigning
- 1.9K Research and opportunities
- 230 Community updates
- 9.7K Talk about your situation
- 2.1K Children, parents, and families
- 1.6K Work and employment
- 809 Education
- 1.7K Housing and independent living
- 1.4K Aids, adaptations, and equipment
- 672 Dating, sex, and relationships
- 377 Exercise and accessible facilities
- 859 Transport and travel
- 32.3K Talk about money
- 4.6K Benefits and financial support
- 5.3K Employment and Support Allowance (ESA)
- 17.3K PIP, DLA, and AA
- 5.1K Universal Credit (UC)
- 6.5K Talk about your impairment
- 1.8K Cerebral palsy
- 891 Chronic pain and pain management
- 187 Physical and neurological impairments
- 1.1K Autism and neurodiversity
- 1.3K Mental health and wellbeing
- 329 Sensory impairments
- 835 Rare, invisible, and undiagnosed conditions
Do you need advice on your energy costs?
Scope’s Disability Energy Support service is open to any disabled household in England or Wales in which one or more disabled people live. You can get free advice from an expert adviser on managing energy debt, switching tariffs, contacting your supplier and more. Find out more information by visiting our
Disability Energy Support webpage.